POLICY FORMS

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Town & Country Business Owner Policy Forms

BEQ PESIC MFIB
Earthquake and Volcanic Eruption Coverage Form
BP 01 59 08 08
Water Exclusion Endorsement
BP 03 12 01 10 (History)
Windstorm or Hail Percentage Deductibles
BP 04 01 01 06
Comprehensive Business Liability Exclusion (All Hazards in Connection with Designated Premises or Operations)
BP 04 02 07 13
Additional Insured - Managers or Lessors of Premises
BP 04 04 01 10
Hired Auto and Non-Owned Auto Liability
BP 04 06 07 13
Additional Insured - Controlling Interest
BP 04 07 07 13
Additional Insured - State or Governmental Agency or Subdivision or Policical Subdivision - Permits or Authorizations Relating to Premises
BP 04 08 01 06
Additional Insured - Townhouse Associations
BP 04 09 07 13
Additional Insured - Mortgagee, Assignee or Receiver
BP 04 10 07 13
Additional Insured - Owners or Other Interests From Whom Land Has Been Leased
BP 04 11 07 13
Additional Insured - Co-Owner of Insured Premises
BP 04 12 01 06
Limitation of Coverage to Designated Premises or Project
BP 04 13 07 13
Additional Insured – Engineers, Architects or Surveyors
BP 04 15 07 13
Spoilage Coverage
BP 04 16 07 13
Additional Insured – Lessor of Leased Equipment
BP 04 17 01 10
Employment–Related Practices Exclusion
BP 04 19 07 13
Amendment – Liquor Liability Exclusion - Exception for Scheduled Premises or Activities
BP 04 30 07 13
Protective Safeguards
BP 04 31 07 13
Food Contamination
BP 04 37 07 02
Exclusion – Personal and Advertising Injury
BP 04 38 01 06
Medical Expenses – Exclusion
BP 04 39 07 02
Abuse or Molestation Exclusion
BP 04 40 07 02
Coverage for Injury to Leased Workers
BP 04 41 07 13
Business Income Changes – Time Period
BP 04 46 07 13
Ordinance or Law Coverage
BP 04 47 07 13
Additional Insured - Vendors
BP 04 48 07 13
Additional Insured – Designated Person or Organization
BP 04 49 07 13
Additional Insured – Engineers, Architects or Surveyors Not Engaged by the Named Insured
BP 04 50 07 13
Additional Insured – Owners, Lessees or Contractors - Scheduled Person or Organization
BP 04 51 07 13
Additional Insured – Owners, Lessees or Contractors - With Additional Insured Requirement in Construction Contract
BP 04 52 07 13
Additional Insured – State or Governmental Agency or Subdivision or Political Subdivision – Permits or Authorizations
BP 04 53 07 13
Water Back-Up and Sump Overflow
BP 04 54 01 06
Newly Acquired Organizations
BP 04 55 01 06
Broadened Coverage for Damage to Premises Rented to You
BP 04 56 07 13
Utility Services - Direct Damage
BP 04 57 07 13
Utility Services - Time Element
BP 04 58 01 06
Business Income and Extra Expense Coverage for Year 2000 Computer - Related and Other Electronic Problems
BP 04 59 01 06
Equipment Breakdown Protection Coverage
BP 04 64 01 06
Year 2000 Computer-Related and Other Electronic Problems - Limited Coverage Options
BP 04 71 07 02
Exclusion – Volunteer Workers
BP 04 83 01 10
Removal of Insurance-to-Value Provision
BP 04 84 07 13
Functional Building Valuation
BP 04 85 01 10
Functional Business Personal Property Valuation
BP 04 86 01 06
Vacancy Changes
BP 04 87 01 06
Vacancy Permit
BP 04 88 07 02
Liquor Liability
BP 04 89 01 10
Liquor Liability Coverage
BP 04 90 01 06
Pollution Exclusion – Limited Exception for a Short-Term Pollution
BP 04 91 01 06
Pollution Exclusion – Limited Exception for Designated Pollutant(s)
BP 04 92 07 02
Total Pollution Exclusion
BP 04 93 01 06
Total Pollution Exclusion with a Building Heating Equipment Exception and a Hostile Fire Exception
BP 04 94 01 06
Limited Pollution Liability Extension
BP 04 97 01 06
Waiver of Transfer of Rights of Recovery Against Others to Us
BP 04 98 07 13
Employee Benefits Liability Coverage
BP 04 99 07 13
Extended Reporting Period for Employee Benefits Liability Coverage
BP 04 99 01 06 (History)
Extended Reporting Period for Employee Benefits Liability Coverage
BP 05 01 07 02
Calculation of Premium
BP 05 12 01 02
Exclusion of Terrorism (With Limited Exception) and Exclusion of War and Military Action
BP 05 13 01 02
War or Terrorism Exclusion
BP 05 15 01 15
Disclosure Pursuant to Terrorism Risk Insurance Act
BP 05 16 12 20
MISSOURI – DICLOSURE PURSUANT TO TERRORISM RISK INSURANCE ACT
BP 05 16 01 15 (History)
MISSOURI – DICLOSURE PURSUANT TO TERRORISM RISK INSURANCE ACT
BP 05 17 01 06
Exclusion - Silica or Silica-Related Dust
BP 05 23 01 15
Cap on Losses from Certified Acts of Terrorism
BP 05 24 01 15
Exclusion of Certified Acts of Terrorism
BP 05 26 01 15
Exclusion of Certified Acts of Terrorism Involving Nuclear, Biological, Chemical or Radiological Terrorism; Cap on Covered Certified Acts Losses
BP 05 27 01 15
Limitations of Coverage for Certified Acts of Terrorism
BP 05 38 01 15
Exclusion of Other Acts of Terrorism Committed Outside the United States; Cap on Losses from Certified Acts of Terrorism
BP 05 41 01 15
Exclusion of Certified Acts of Terrorism and Exclusion of Other Acts of Terrorism Committed Outside the United States
BP 05 42 01 15
Exclusion of Punitive Damages Related to a Certified Act of Terrorism
BP 05 47 07 13
Computer Fraud and Funds Transfer Fraud
BP 05 64 01 15
Conditional Exclusion of Terrorism (Relating to Disposition of Federal Terrorism Risk Insurance Act)
BP 05 65 01 15
Conditional Exclusion of Terrorism Involving Nuclear, Biolocical or Chemical Terrorism (Relating to Disposition of Federal Terrorism Risk Insurance Act)
BP 05 66 01 15
Conditional Limitation of Coverage for Terrorism - Sub-Limit on Annual Aggregate Basis (Relating to Disposition of Federal Terrorism Risk Insurance Act)
BP 05 67 01 06
Exclusion of Terrorism
BP 05 68 01 06
Exclusion of Terrorism Involving Nuclear, Biological or Chemical Terrorism
BP 05 69 01 06
Limitation of Coverage for Terrorism - Sub-Limit on Annual Aggregate Basis
BP 05 70 01 15
Disclosure of Premium Through End of Year for Certified Acts of Terrorism Coverage (Pursuant to Terrorism Risk Insurance Act)
BP 05 71 01 15
Disclosure of Premium and Estimated Premium for Certified Acts of Terrorism Coverage (Pursuant to Terrorism Risk Insurance Act)
BP 05 76 01 10
Changes - Limited Fungi Coverage
BP 05 77 01 06
Fungi or Bacteria Exclusion (Liability)
BP 05 78 01 10
Limited Fungi or Bacteria Coverage (Liability)
BP 05 89 01 10
Employment-Related Practices Liability Endorsement
BP 05 93 01 06
Loss of Rental Value - Landlord as Designated Payee
BP 05 94 01 06
Electronic Commerce (E-Commerce)
BP 05 95 05 14
Electronic Data Liability - Limited Coverage
BP 05 96 05 14
Electronic Data Liability - Broad Coverage
BP 05 97 07 13
Extended Reporting Period for Electronic Data Liability - Broad Coverage
BP 05 97 01 06 (History)
Extended Reporting Period for Electronic Data Liability - Broad Coverage
BP 05 98 07 13
Amendment of Insured Contract Definition
BP 06 01 01 07
Exclusion of Loss Due to Virus or Bacteria
BP 07 01 07 13
Contractors' Installation, Tools and Equipment Coverage
BP 07 02 07 02
Amendment - Aggregate Limits of Insurance (Per Project)
BP 07 03 01 06
Business Liability Coverage - Property Damage Liability Deductible (Per Claim Basis)
BP 07 04 01 06
Business Liability Coverage - Property Damage Liability Deductible (Per Occurrence Basis)
BP 07 07 01 06
Business Liability Coverage - Amendment of Liability and Medical Expenses Limits of Insurance
BP 07 08 07 13
Pesticide or Herbicide Applicator - Limited Pollution Coverage
BP 07 10 01 06
Motels
BP 07 11 01 06
Motel - Liability for Guests' Property in Safe Deposit Boxes
BP 07 12 01 10
Self-Storage Facilities
BP 07 75 07 13
Apartment Buildings
BP 07 76 07 13
Apartment Buildings - Loss or Damage to Tenants' Autos (Legal Liability Coverage)
BP 07 77 08 06
Fine Arts Coverage
BP 07 78 07 13
Restaurants
BP 07 79 07 13
Restaurants - Loss or Damage to Customers' Autos (Legal Liability Coverage)
BP 07 81 07 13
Residential Cleaning Services
BP 07 83 07 13
Photography
BP 07 84 07 13
Photography - Makeup and Hairstyling
BP 07 87 07 13
Photography - Amendment of Coverage Territory for "Photographic Equipment" - Worldwide Coverage
BP 08 01 07 13
Barber Shops and Hair Salons Professional Liability
BP 08 02 01 10
Funeral Director's Professional Liability
BP 08 03 07 13
Optical and Hearing Aid Establishments
BP 08 04 01 06
Printers Errors and Omissions Liability
BP 08 05 01 10
Veterinarians Professional Liability
BP 08 06 01 10
Pharmacists – Broad Coverage
BP 08 07 07 13
Pharmacists
BP 08 09 07 13
Beauty Salons Professional Liability
BP 10 03 07 13
Earthquake
BP 10 05 07 02
Exclusion - Year 2000 Computer-Related and Other Electronic Problems
BP 10 06 07 02
Exclusion - Year 2000 Computer-Related and Other Electronic Problems (Products - Completed Operations Hazard)
BP 10 07 07 02
Exclusion - Year 2000 Computer-Related and Other Electronic Problems - With Exception for Bodily Injury on Your Premises
BP 10 08 01 06
Exclusion - Year 2000 Computer-Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Locations, Operations, Products or Services
BP 10 09 07 13
Named Perils
BP 10 10 07 02
Sprinkler Leakage - Earthquake Extension
BP 10 11 07 13
Earthquake and Volcanic Eruption (Sub-Limit)
BP 10 79 07 13
Flood Coverage
BP 10 80 02 14
Off-Premises Interruption of Business - Vehicles and Mobile Equipment
BP 12 01 08 10
Businessowners Policy Changes
BP 12 02 07 13
Fire Department Service Contract
BP 12 03 01 10
Loss Payable Clauses
BP 12 31 01 10
Additional Insured - Building Owner
BP 14 01 01 10
Identity Fraud Expense Coverage
BP 14 02 07 13
Additional Insured - Owners, Lessees or Contractors - Completed Operations
BP 14 03 01 10
Theft of Clients' Property Coverage
BP 14 04 07 13
Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement
BP 14 05 07 13
Additional Insured - Grantor of Franchise
BP 14 06 01 10
Business Income, Extra Expense and Related Coverages Limit of Insurance
BP 14 07 01 10
Business Income and Extra Expense - Revised Period of Indemnity
BP 14 08 01 10
Exclusion - Exterior Insulation and Finish Systems
BP 14 09 07 13
Debris Removal Additional Insurance
BP 14 10 01 10
Brands and Labels
BP 14 11 01 10
Abuse or Molestation Exclusion - Specified Services
BP 14 12 01 10
Exclusion - Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate - Seed Merchants
BP 14 13 01 10
Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included)
BP 14 14 01 10
Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate
BP 14 15 07 13
Limited Exclusion - Personal and Advertising Injury - Lawyers
BP 14 16 01 10
Snow Plow Products - Completed Operations Hazard Coverage
BP 14 17 01 10
Designated Location(s) General Aggregate Limit
BP 14 18 01 10
Designated Construction Project(s) General Aggregate Limit
BP 14 19 01 10
Exclusion – Damage to Work Performed by Subcontractors on Your Behalf
BP 14 20 01 10
Exclusion – Damage to Work Performed by Subcontractors on Your Behalf - Designated Sites or Operations
BP 14 21 01 10
Exclusion – Designated Work
BP 14 21 01 10
Exclusion – Designated Work
BP 14 22 01 10
Exclusion – Products-Completed Operations Hazard
BP 14 23 01 10
Exclusion – Designated Products
BP 14 30 01 10
Discretionary Payroll Expense
BP 14 75 07 13
Increased Cost of Loss and Related Expenses for Green Upgrades
BP 14 78 07 13
Exclusion of Loss Due to By-Products of Production or Processing Operations (Rental Properties)
BP 14 79 07 13
Specified Business Personal Property Temporarily Away From Premises
BP 14 80 07 13
Higher Limits
BP 14 81 07 13
Limitations on Coverage for Roof Surfacing
BP 14 82 07 13
Increase in Rebuilding Expenses Following Disaster (Additional Expense Coverage on Annual Aggregate Basis)
BP 14 83 07 13
Employee Dishonesty - Named Employee(s)
BP 14 84 07 13
Windstorm or Hail Exclusion
BP 14 86 07 13
Communicable Disease Exclusion
BP 14 87 07 13
Additional Insured - Owners, Lessees or Contractors - With Additional Insured Requirement for Other Parties in Construction Contract
BP 14 88 07 13
Primary and Noncontributory - Other Insurance Condition
BP 14 89 07 13
Liquor Liability Coverage - Bring Your Own Alcohol Establishments
BP 14 91 07 13
Amendment of Personal and Advertising Injury Definition
BP 14 98 07 13
Missouri Limitations on Coverag for Roof Surfacing
BP 15 04 05 14
Exclusion – Access or Disclosure of Confidential or Personal Information and Data-Related Liability - With Limited Bodily Injury Exception
BP 15 05 05 14
Exclusion – Access or Disclosure of Confidential or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included
BP 15 06 05 14
Exclusion – Access or Disclosure of Confidential or Personal Information (Personal and Advertising Injury Only)
BP 15 07 03 15
Information Security Protection Endorsement
BP 15 08 03 15
Payment Card Industry (PCI) – Provide Coverage for Defense Expenses and Fines or Penalties
BP 15 09 03 15
Payment Card Industry (PCI) – Provide Coverage for Defense Expenses
BP 15 10 03 15
Provide Coverage for Dishonest, Malicious or Fraudulent Acts Committed by Employees
BP 15 11 12 16
Exclusion - Unmanned Aircraft
BP 15 12 12 16
Limited Coverage for Designated Unmanned Aircraft
BP 17 01 07 13
Condominium Association Coverage
BP 17 02 07 13
Condominium Commercial Unit - Owners Coverage
BP 17 03 07 13
Condominium Commercial Unit - Owners Optional Coverages
BP 17 24 01 10
Condominiums, Co-Ops, Associations - Directors and Officers Liability Endorsement
BPEB 002 03 18
Equipment Breakdown Coverage
FBAS 04 04 06
Auto Service Risks - Loss or Damage to Customers' Autos and Other Customers' Property (Direct Primary Coverage)
FBAS 06 04 06
Auto Service Risks - Hired Auto and Non-Owned Auto Liability Insurance
FBBP 0003 9 25
Businessowners Coverage Form
FBBP 0003 3/18 (History)
Businessowners Coverage Form
FBBP 07 08 01 20
Pesticide or Herbicide Non Applicator - Limited Pollution Coverage
FBBP 1000 03 18
Roof Exclusion
FBEP 004 03 18
EPLI - Disclosure Notice Regarding Defense Costs Included within the Limit of Liability
FBEP 002 03 18
Employment Practices Liability Insurance Coverage Endorsement

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