Coverage for the place you call home.
Dwelling Coverage
Keep your home standing strong with coverage for fire, wind, hail, theft, and more.
Personal Property/Contents
Protect your personal belongings from furniture to family keepsakes, inside and outside your home.
Other Structures/Outbuildings
Choose coverage for the structures you value, from sheds and shops to garages and fences.
What does homeowners insurance cover?
Homeowners insurance coverage may include, but is not limited to:
- Dwelling Replacement Cost Coverage
- Personal Property Replacement Cost Coverage
- Dwelling Replacement Cost Plus Coverage
- Inflation Protection
- Increased Limits for Property Away from Premises
- Increased Money Coverage
- Increased Securities Coverage
- Increased Coverage for Theft of Credit Cards
- Sewer Backup Coverage
- Scheduled Personal Property
- Weight of Ice, Sleet or Snow Coverage
- Personal Injury Coverage
- Office, Professional, Private School or Studio Use Coverage
- Business Pursuits Coverage
- Named Insured Medical Payments Coverage
- Identify Theft Expense Coverage and Resolution Service
- Reducing Property Deductible
- Extra Expense
- Liability
- Medical Payments to Others
*The statements of coverage are subject to certain exclusions and conditions. Only the policy form contains the actual insurance contract.
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