New Home Discount - Save Up to 40%
This discount applies to homes while being constructed or that have been constructed in the last several years.
Renovation Discount - Save Up to 20%
You may qualify for this discount if you have updated your home’s electric, plumbing, heating, and roofing within the past five years.
Protective Systems Discount - Save Up to 10%
Homes with burglary and fire alarms may qualify for this discount.
Urban Custom Home Discount - Save Up to 40%
You may qualify for this discount if you have completely updated plumbing, roofing, heating, and electric as well as custom
renovations meeting current construction standards in a home over 50 years old, located within city limits.
Reducing Property Deductible
Optional reducing property deductible coverage rewards claim-free years by lowering your deductible $100 annually.
Multi-Line Discount
Receive premium savings when you carry auto, home, and life insurance with us. You may qualify for this discount if
you bundle other insurance with us.
Protector Elite
Qualified property owners may be eligible for this program, which includes added protection. Coverages include:
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Reducing Property Deductible
A $100 reduction in your deductible each claim-free year. -
Renewal/Claim-Free Discount
A reduction will be applied to your premium depending upon how long you remain claim free. -
Multiple-Line Discount
Those with multiple lines of insurance with us - Home, Auto, and Life - are rewarded with an additional premium discount on your home. -
Increased Limits on Personal Property Coverage
Coverage has been increased to $2,500 on valuable papers and notes and to $5,000 for jewelry, gems, watches, and furs. -
Enhanced Supplementary Coverages
Coverages have been increased for losses to trees and shrubs, perishable items, and even outdoor antennas. -
Lock Replacement Coverage
Protector Elite pays up to $1,000 or the cost to replace and re-key exterior dwelling door locks when keys or garage door controllers are stolen. Best of all, there is no deductible on this coverage. -
Identity Theft Expense Coverage
Coverage up to $25,000 for expenses incurred as a direct result of "identity theft" such as costs for notarizing affidavits and other documents, long distance phone calls and attorney’s fees. -
Identity Theft Resolution Service
This coverage provides access to a service that provides advocacy and assistance in the event of identity theft. This service will assist with coordination of such items as filing of policy reports, completion of fraud affidavits, notification of various agencies, and initiation of fraud and credit monitoring.
*The statements of coverage are subject to certain exclusions and conditions. Only the policy form contains the actual insurance contract.
How can we help?
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