Multi-Vehicle Discount

Multi-Vehicle Discount - Save Up to 10%

You earn this discount when two or more automobiles in the same household are insured with Missouri Farm Bureau Insurance.
Total Account Discount

Total Account Discount - Save Up to 8.5%

This discount applies when you insure your auto with Missouri Farm Bureau and also have a qualifying property policy, like Home, Farm, Ranch, or Commercial Property.
Good Student Discount

Good Student Discount - Save Up to 20%

You can take advantage of this discount if you are:
  • A full-time student
  • 16 to 24 years old
  • Unmarried
Qualification is based on class rank, grade average, or academic honors.
Passive Restraint Discount

Passive Restraint Discount

If your auto is equipped with factory-installed air bags that meet federal safety standards, this discount may apply.
Accident-Free Discount

Accident-Free Discount - Save Up to 20%

This discount applies if you have been accident-free for the past 3 years and may increase periodically as long as no accidents have been reported.
  • New customers can receive a 10% discount if they have not had any at-fault accidents, have been licensed in the United States, and have carried continuous insurance in the past 3 years.
  • Continue to earn Accident-Free points each year that does not report an at-fault accident earning up to a 20% discount.
Preferred Driver Discount

Preferred Driver Discount

When Missouri Farm Bureau insures your autos and property, you may qualify for this discount if you:
  • Are age 21 or older
  • Have no at-fault accidents in the past 5 years
  • Have been violation free for the last 3 years
  • Have a limited number of prior claims
Occupational Discount

Occupational Discount

Check with your agent for qualifying occupations.
Hybrid Discount

E85 / Hybrid Discount - Save Up to 5%

If your auto is an E85 (Ethanol Fuel) or hybrid vehicle, according to the Vehicle Identification Number (VIN), it is eligible for this discount.
*The statements of coverage are subject to certain exclusions and conditions. Only the policy form contains the actual insurance contract.

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