Coverage for every corner.

What does my home insurance cover?

Home insurance coverage may include, but is not limited to:
  • Dwelling Replacement Cost Coverage
  • Personal Property Replacement Cost Coverage
  • Other Structures/Outbuildings
  • Dwelling Replacement Cost Plus Coverage
  • Extra Expense
  • Liability
  • Inflation Protection
  • Increased Limits for Property Away from Premises
  • Increased Money Coverage
  • Increased Securities Coverage
  • Increased Coverage for Theft of Credit Cards
  • Sewer Backup Coverage
  • Scheduled Personal Property
  • Weight of Ice, Sleet or Snow Coverage
  • Personal Injury Coverage
  • Office, Professional, Private School or Studio Use Coverage
  • Business Pursuits Coverage
  • Named Insured Medical Payments Coverage
  • Medical Payments to Others
  • Identify Theft Expense Coverage and Resolution Service
*The statements of coverage are subject to certain exclusions and conditions. Only the policy form contains the actual insurance contract.
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Flood Insurance

Flood Insurance

Did you know most standard homeowners policies don’t cover flood damage to property and possessions? No worries here – we’ve got you covered. Our agents assist Missourians in participating communities with flood insurance through the National Flood Insurance Program (NFIP). Additionally, our agents work with Write Your Own (WYO) flood insurance carriers to provide alternative flood coverage options.
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Earthquake Insurance

Earthquake Insurance

Find yourself in one of the fault lines crossing through Missouri? Earthquakes are not covered by most unendorsed homeowner or commercial property policies. Luckily, Missouri Farm Bureau Insurance has solutions available.
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