Protect what powers your business.
Service Businesses
From hair salons and barber shops to nail technicians, and more, protect your service-based business
with coverage designed for the work you do.
Office Businesses
Protect accounting firms, real estate agencies, medical offices and other professional offices with dependable coverage.
Mercantile Businesses
Coverage designed for retail businesses from appliance stores to gift shops, candy stores, and so much more.
What does business owners insurance cover?
Business owners insurance coverage includes, but is not limited to:
- Building Coverage
- Business Personal Contents
- Outdoor Signs
- Liquor Liability
- Spoilage
- Food Contamination Coverage
- Business Income from Dependent Properties
- Equipment Breakdown
- Employment Practices Liability
- Group Health
- Same as Employment Practices Liability
- Tools and Equipment (employer and employee owned)
- Workers' Compensation
- Performance Bonds
- Commercial Auto Coverage
- Medical Payments
- Personal Injury and Advertising
- Bodily Injury
- Property Damage
- Professional Liability
- General Commercial Liability
- Money and Security Coverage
- Commercial Fire
- Inland Marine
*The statements of coverage are subject to certain exclusions and conditions. Only the policy form contains the actual insurance contract.
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