Take your liability protection further.

General Liability

General Liability

Go beyond coverage limits of general liability policies with the extra protection provided in a commercial umbrella policy.
Employer’s Liability

Employer’s Liability

Add an additional layer of protection to your employer’s liability coverage using a commercial umbrella policy.
Mercantile Businesses

Hired and Non-Owned Motor Vehicle Policies

Expand liability protection for vehicles used for business purposes that your business doesn't own with commercial umbrella coverage.

What does commercial umbrella insurance cover?

Commercial umbrella insurance coverage includes, but is not limited to:
  • Liquor Liability
  • Spoilage
  • Food Contamination Coverage
  • Business Income from Dependent Properties
  • Equipment Breakdown
  • Employment Practices Liability
  • Group Health
  • Employers Liability
  • Tools and Equipment (employer and employee owned)
  • Workers' Compensation
  • Performance Bonds
  • Commercial Auto Coverage
  • Medical Payments
  • Personal Injury and Advertising
  • Bodily Injury
  • Property Damage
  • Professional Liability
  • General Commercial Liability
  • Money and Security Coverage
  • Commercial Fire
  • Inland Marine
*The statements of coverage are subject to certain exclusions and conditions. Only the policy form contains the actual insurance contract.
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