Standard homeowners policies don't cover flood damage to property and possessions. Instead, coverage must be purchased through
the National Flood Insurance Program (NFIP), a service offered by the Federal Emergency Management Agency. For homeowners in
high-risk areas, lenders generally require this coverage. For other consumers the coverage is optional.
Flood insurance is available for homeowners and businesses. Policies take effect 30 days after purchase, so it's important to
buy coverage before you need it. The cost of coverage depends on how much insurance is needed, what is covered and the flood
risk of the area. More information on the NFIP can be obtained on the NFIP website
or by contacting your Missouri Farm Bureau Agent.
Farm Bureau offers flood insurance for individuals in participating communities thru one of the NFIP backed Write Your Own carriers as well as options for
individuals whose property is not located in a participating community.
Contact your Missouri Farm Bureau Agent
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