Auto Insurance - Discounts

We are pleased to offer you a wide range of generous premium discounts:

Multi-Vehicle Discount - Save Up to 10%
  • You earn this discount when two or more autos driven by family members residing in your household are insured with Missouri Farm Bureau Insurance

Total Account Discount - Save Up to 7.5%
  • This discount applies when you insure your auto with Missouri Farm Bureau and also have a qualifying property policy, like Home, Farm, Ranch, or Commercial Property

Good Student Discount - Save Up to 20%
  • You can take advantage of this discount if you are:
  • A full-time student
  • 16 to 24 years old
  • Unmarried
  • Qualify based on class rank, grade average, or academic honors

Passive Restraint Discount
  • If your auto is equipped with factory-installed air bags that meet federal safety standards, this discount may apply.

Accident Free Discount - Save Up to 20%
  • This discount applies if you have been accident free for the past 3 years and may increase periodically as long as no accidents have been reported.

Preferred Driver Discount
  • When Missouri Farm Bureau insures all your autos and property, you may qualify for this discount if you:
  • Are age 21 or older
  • Have been accident-free for the past 5 years
  • Have been violation free for the last 3 years
  • Have a limited number of prior claims

Occupational Discount - Save Up to 15%
  • This discount is given to an adult or young married driver (including the spouse) who is engaged in one of the following occupations:
  • County Extension Agents, County Youth Agents, County Home Agent, or Extension Secretary
  • Full-Time Law Enforcement Officer Licensed to Carry Firearms (Personal vehicles only)
  • Employees and Agents of the MO Conservation Commission or Federal Agencies Dealing with Conservation
  • Rural Electric Association (R.E.A.) Officers and Managers
  • Managers or Administrative Staff Employed by Federal or State Agencies Dealing with Agriculture
  • Officers and Field Representatives of Farm Commodity or Marketing Organizations
  • Farm Bureau State Board Members, Officers, Home Office Employees, Agents and Field Employees
  • Retired Missouri Farm Bureau Employees

E85 / Hybrid Discount - Save Up to 5%
  • If your auto is an E85 (Ethanol Fuel) or hybrid vehicle, according to the Vehicle Identification Number (VIN), it is eligible for this discount


For specific details, contact a Missouri Farm Bureau Agent.


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It's easy to find a Farm Bureau Agent near you. We have over 200 agents across the state of Missouri, ready to offer you assistance on a wide range of products and services.

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